Last updated: March 1, 2026 · Effective date: March 1, 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you ("Member," "you," or "your") and HCS ("Company," "we," "us," or "our") governing your access to and use of the HCS platform, website, and related services (collectively, the "Platform").
By registering for an account, accessing, or using the Platform, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
To use the Platform, you must:
By using the Platform, you represent and warrant that you meet all eligibility requirements.
You must provide accurate, current, and complete information when creating your account. You are responsible for maintaining the accuracy of this information and updating it promptly if it changes.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify us immediately of any unauthorized use of your account. We are not liable for any loss resulting from unauthorized use of your account.
Each member is permitted one active account. Creating duplicate accounts to access multiple territories or circumvent plan limitations is a material violation of these Terms and will result in immediate termination of all associated accounts without refund.
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform solely for your personal, non-commercial income generation activities as described in these Terms. This license does not include the right to:
All rights not expressly granted herein are reserved by the Company.
You agree not to:
We reserve the right to investigate and take appropriate action against any violation of these prohibitions, including termination of your account and legal action.
The first three (3) months following activation of a software license is a Training Period during which the platform operates in simulation mode for instructional purposes. Campaigns, transactions, activity, and results displayed during the Training Period are simulated for training and practice; they are not actual marketing sends, actual customer transactions, or earnings or income of any kind. Simulated figures are illustrative only and do not represent or predict any actual outcome.
Marketing Credits are internal, promotional, non-monetary platform-usage credits used solely to meter usage-based platform features. They are not money, currency, stored value, or an investment; they have no cash value; and they cannot be redeemed, exchanged, or converted into cash. After the Training Period, accrued Marketing Credits may be applied toward live marketing sends through the platform. Accrual rates are stated in your license agreement and are not interest, yield, or earnings of any kind.
The platform is a software tool. The Company does not promise, represent, or guarantee that you will earn any income, profit, or other financial return, recoup your license fee, or achieve any particular results. Your outcomes depend on factors outside our control, including your effort, your market, your offers, and recipient response. See our Disclosures & Disclaimers.
Platform access is licensed for a one-time fee under a signed Software System Licensing Agreement (and any signed upgrade agreement). There are no recurring subscription charges under those agreements. The fees, deliverables, and support terms that apply to you are those stated in your signed agreement.
Your cancellation and refund rights are stated in your signed license agreement and the Notice of Cancellation delivered with it, including the right to cancel within three (3) business days of signing (or any longer period provided by the law of your state). Nothing in these Terms reduces any non-waivable right you have under applicable law. Cancellation requests and questions may be sent to michael@shannon-management.com.
We may suspend or terminate your account, with or without notice, for any violation of these Terms, suspected fraud, or inactivity. Upon termination:
You may close your account at any time through your account settings. Account closure is subject to the same payment and data terms as above.
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION LOST PROFITS, LOST DATA, OR LOSS OF GOODWILL, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE PLATFORM. IN NO EVENT SHALL THE COMPANY'S TOTAL LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE 3 MONTHS PRECEDING THE CLAIM OR (B) $100.
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to (a) your use of the Platform, (b) your violation of these Terms, or (c) your violation of any third-party rights.
Before filing a formal claim, you agree to contact us at legal@homecashsystem.com and attempt to resolve the dispute informally for at least 30 days.
If informal resolution fails, any dispute arising out of or relating to these Terms or the Platform shall be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration shall take place in the state of Delaware, and judgment on the award may be entered in any court having jurisdiction. You waive any right to a jury trial.
You agree that any dispute will be resolved on an individual basis and not as part of any class, collective, or representative action.